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Make a note If you're out shopping, go armed with a
notepad and pen - don't be afraid to work out costs on paper. Or
to further boost your confidence with numbers, have a calculator handy
- this will save any unpleasant surprises when you get to the
till.
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Ask for help If something is marked with a percentage
discount, you don't understand your monthly bill costs or you don't
understand the tariff options open to you, don't be afraid to ask for
someone to explain. Whether it's calling your bank, energy
supplier or asking a shop assistant - that's what they are there
for.
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Cash is king Many of us dread counting up coins at the
shop counter, so handing over a bit of plastic or a crisp twenty pound
note may seem easier. But if you have to think about what you're
spending, you'll be more inclined to keep within budget. Don't let
people rush you - take your time and reap the benefits.
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Brush up on the basics If you struggle with your sums,
learndirect can really help you make sense of it all.
Find your nearest
centre or call us on 0800 101 901. Lines open
from 7am to 11pm, seven days a week.
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Adding up Try putting all of your small coins in a jar
and regularly count what you've built up - not only will this encourage
you to use your maths, but you'll have a nice tidy sum at the end of
the month to put towards something you really need.
- Make time We all lead busy lives, but when it comes to keeping track of your monthly income and expenses, there's no room for shortcuts. Set aside at least half an hour a week to check receipts, go through bills, and file statements once they are paid. Once you've cleared the paperwork, you'll have a clearer mind and a regular hold on your finances.
If your finances aren't adding up and you think you may need to brush up on your numbers, why not try learndirect's Ready When You Are challenge - a fun and interactive online quiz based on real life situations. Hosted by Johnny Ball and Eamonn Holmes.
There are around 800 learndirect centres across the country offering flexible courses to equip you with the skills and qualifications you need to get ahead. You can:
- search for a course
- find my local centre
- or call us on 0800 101 901 - lines open from 7am to 11pm, seven days a week.